If none of these reasons are correct and you still can`t reach an agreement, call them to ask for a copy of your contract. Under federal law, your credit card issuer is required to provide a copy of your contract upon request. See Continental Credit Protection Contract CONTINENTAL CREDIT PROTECTION is an OPTIONnel program that you can purchase to protect your credit card. Whether you buy CONTINENTAL CREDIT PROTECTION or not will not affect your credit application or the terms of an existing credit contract you have with the Bank of Missouri. Their cost is $0.99 for every $100 of the account balance outstanding on the day of the end of your monthly billing cycle. For example, if your outstanding balance is $200, the program fee for that month is $1.98 and will automatically be billed to your account in the account of the same month. Please read the CONTINENTAL CREDIT PROTECTION contract via the link above and, upon purchase, we will send you the CONTINENTAL CREDIT PROTECTION contract that outlines the program`s features and benefits, including conditions, conditions, exclusions and restrictions that may prevent you from obtaining benefits. While you are receiving benefits, you cannot collect new fees or receive cash advances on your credit card. You can cancel the program at any time and if you cancel within the first 30 days, the fee is refunded. We can stop the program at any time.
Please read the Continental Credit Protection Contract carefully for full terms, including specific conditions, conditions, exclusions and restrictions. For further information, please contact Continental Credit Protection at 866-665-7967. Our office hours are from 8 a.m. to 6 p.m., Monday to Friday, Eastern Time. Yourvervecard.com is marketed to those who are required to build or rebuild credits. This is the kind of expensive credit construction tool that should be used only as a last resort. However, the reasons and whether this card can help you compared to other credit cards of this type depend on your particular circumstances. We have provided this database to allow you to search for agreements between credit card issuers and their customers. The agreements in this database contain terms and conditions, prices and fee information. The payment of the annual percentage (RPA) should be avoided at all costs. This is essentially the interest rate that is borne on each credit card balance that remains unpaid at the end of the month (or on a cash advance).
While other reviews on this card have reported monthly maintenance fees, I could not mention it in their cardholder contract. Although this does not mean that it does not exist. In addition, there are some fees that you can avoid, but you need to be careful, such as foreign transaction fees, late payments and additional card fees. The agreements to be put in place contain general terms, prices and information on fees. They are not specific to a person`s account information. A lack of rewards is not uncommon for a credit card in this category, but it is still a wreck of this card. In addition, the RPA is very high for all types of transactions, but not as high as it could be legally. The only factor that balances all of this is a relatively generous starting credit limit for an unsecured card with such high approval rates, even for some of the lowest credit ratings.
All that said, there are other options that can help build your credit that we will dive a little further. We include consumer credit card agreements in this database, as the respective issuers have submitted. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer.